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4087 Woodridge Pl, Panama City, FL, 32405

3beds
2baths
1,444sqft
$250,000
$173price/sqft
$2,014/moest. monthly cost
$80,560/yrincome needed

About This Home

Welcome to 4087 Woodridge Place, a well-maintained 3-bedroom, 2-bath home in Panama City offering comfort, space, and exceptional value. Whether you're searching for your first home or looking to expand your investment portfolio, this property is full of potential. The spacious living room features vaulted ceilings, an exposed wood beam, a floor-to-ceiling brick fireplace, and two sets of sliding glass doors that fill the home with natural light while opening to the screened porch. The kitchen offers abundant cabinet space, generous countertops, a breakfast bar, and a bright dining nook. The split floor plan provides privacy, while the primary suite offers plenty of space to unwind. Additional highlights include tile flooring throughout the main living areas, a two-car garage, and a large screened porch perfect for enjoying Florida evenings. The fenced backyard is shaded by mature trees, creating a peaceful outdoor retreat. Conveniently located near shopping, dining, schools, and Tyndall Air Force Base, this home presents an excellent opportunity for first-time homebuyers, downsizers, or investors seeking a solid rental property. Schedule your private showing today!

Getting Around

23
WalkingCar-Dependent
14
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

4/10
5/10
Mowat Middle SchoolGrades 6-80.6 mi
6/10

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Master Bedroom

  • Level: First
  • Dimensions: 12 x 16

Property

Details

  • Parcel number: 11706215000

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 55.0 ft x 130.0 ft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$122$1,464
Property Taxes $431$5,172
Electricity $197$2,366
Total$2,014$24,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,051/yr
40% on housing$60,420/yr
45% on housing$53,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$208
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$250,000

For Sale by Agent

AgentStacy A Capps
BrokeragePalms to Pines Real Estate LLC

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