See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4402 Cindy Ln, Lynn Haven, FL, 32444

7beds
4baths
3,722sqft
$420,000
$113price/sqft
$3,366/moest. monthly cost
$134,640/yrincome needed

About This Home

Spacious 3,700+ sq ft single-family home with flexible multi-generational living on a 0.46-acre corner lot in the Lynn Haven area! This home features a 4BR/2BA original floorplan with an additional attached private living area featuring a 3BR/2BA offering exceptional space and versatility for a variety of living needs. The main residence has been thoughtfully updated with marble flooring throughout, an upgraded kitchen with abundant cabinetry, built-in shelving, and newer appliances (approximately one year old). You'll appreciate the oversized bedrooms, dedicated office space just off the kitchen, and a layout designed for both comfort and functionality. The attached living area includes 3 bedrooms, 2 bathrooms, its own kitchen, and washer/dryer connections, offering additional privacy and flexibility--ideal for extended family, guests, or a private retreat--while still maintaining the feel of a single cohesive home. Situated on nearly half an acre, this corner lot offers plenty of outdoor space with room to expand, personalize, or enhance to your vision. With its unique layout, generous square footage, and recent interior updates, this property presents an outstanding opportunity to create something truly special. Conveniently located near Lynn Haven amenities, shopping, and schools--this is a rare find for buyers seeking space, flexibility, and long-term potential. Bedroom and bathroom configuration reflects the current layout; buyers are encouraged to verify permitting, measurements, and details important to them.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
4/10
Mowat Middle SchoolGrades 6-82.4 mi
6/10

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Dimensions: 12 x 16

Bedroom

  • Dimensions: 12 x 8

Bedroom

  • Dimensions: 12 x 10

Bedroom

  • Dimensions: 11 x 11

Bedroom

  • Dimensions: 11 x 10

Bedroom

  • Dimensions: 9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Dimensions: 12 x 14

Family Room

  • Dimensions: 35 x 24

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 3,722
  • Total interior livable area: 3,722 sqft

Kitchen

  • Dimensions: 12 x 14

Kitchen

  • Dimensions: 16 x 9

Laundry

  • Dimensions: 9 x 12

Living Room

  • Dimensions: 12 x 16

Master Bedroom

  • Dimensions: 16 x 15

Office

  • Dimensions: 6 x 10

Property

Details

  • Parcel number: 11711000000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.47 Acres
  • Features: Paved
  • Lot size dimensions: 120 x 170

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$460$5,520
Property Taxes $409$4,908
Electricity $374$4,494
Total$3,366$40,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,405/yr
40% on housing$100,980/yr
45% on housing$89,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 32444$219
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32444$190
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$450,000
2026-04-09Price change$485,000
2026-03-24Listed for sale$530,000
2021-01-17Listing removed--
2021-01-12Price change$2,100
2021-01-04Listed for rent$2,300
2018-12-28Sold$90,000
2018-11-16Price change$119,000
2018-11-03Price change$129,000
2018-10-28Listed for sale$145,000
2017-09-19Listing removed$165,000
2017-09-07Price change$165,000
2017-08-14Listed for sale$175,000
2012-10-14Listing removed$250,000
2012-08-28Listed for sale$250,000

For Sale by Agent

AgentWanda L Miller
BrokerageAdventure Realty Group LLC

Similar Homes