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1319 Capri Dr, Panama City, FL, 32405

4beds
3baths
1,834sqft
$460,000
$251price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
Mowat Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition,Shingle

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Dimensions: 13 x 9

Bedroom

  • Level: Second
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9 x 11

Features

  • Double Vanity,Upper Level Primary,Walk-In Closet(s)
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 11

Living Room

  • Level: First
  • Dimensions: 17 x 14

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: 11728320000
  • Attached to another structure: Yes
  • Zoning description: Resid Single Family

Features

  • Patio & porch: Deck
  • Exterior features: Deck
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall
  • Frontage length: 32

Lot

  • Lot size: 4,356 sqft
  • Features: Paved
  • Lot size dimensions: 32.0 ft x 145.0 ft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$224$2,688
Property Taxes $470$5,640
Electricity $197$2,366
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$204
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$460,000
2018-07-25Sold$165,000
2018-06-08Pending sale$169,000
2018-05-01Price change$169,000
2018-04-11Listed for sale$179,000

For Sale by Agent

AgentRhonda Acquistapace-Breland
BrokerageEXP Realty LLC

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