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1202 Emory Dr, Panama City, FL, 32405

3beds
2baths
1,424sqft
$239,900
$168price/sqft
$1,767/moest. monthly cost
$70,680/yrincome needed

About This Home

Mid-Century Character Meets Modern Convenience in Forest Park! This home contains 3BR, 2BA and a bonus room for your personal intentions totaling 1,424 SF and has been meticulously maintained! Discover the perfect balance of classic Florida charm and contemporary living at 1202 Emory Drive. This solid block construction home, nestled in the heart of Panama City, offers an inviting floor plan that flows seamlessly from the bright living area to the spacious kitchen--perfect for hosting gatherings. Step outside to a generous, fenced-in backyard that serves as a private oasis for weekend BBQs or gardening. Situated just minutes from the 23rd Street shopping district, local medical facilities, and a short drive to the white sands of the Gulf, this home offers a central location with a neighborhood feel. The home has a newer hot water tank, and the roof was replaced after Hurricane Michael which should ensure peace of mind for years to come. Schedule your private tour today to experience this Forest Park gem! Washer and Dryer do not convey. PLEASE NOTE THAT LAWN HAS BEEN AI ENHANCED DUE TO OUT OF SEASON.

Getting Around

41
WalkingCar-Dependent
23
TransitMinimal Transit
61
BikeBikeable

Schools

3/10
2/10
Jinks Middle SchoolGrades 6-81.5 mi
4/10
Bay High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Slab
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Brick,Block,Cedar,HardiPlank Type,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Plumbed For Ice Maker

Bedroom

  • Level: First
  • Dimensions: 12.5 x 10

Bedroom

  • Level: First
  • Dimensions: 10.75 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 19 x 11.5

Dining Room

  • Level: First
  • Dimensions: 9.5 x 10.5

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,ENERGY STAR Qualified Equipment,Forced Air,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Ductless,Heat Pump,Multi Units

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,424 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 10.5

Living Room

  • Level: First
  • Dimensions: 21 x 12.5

Master Bathroom

  • Level: First
  • Dimensions: 9.5 x 5.5

Master Bedroom

  • Level: First
  • Dimensions: 13.75 x 10.5

Other

  • Level: First
  • Dimensions: 7 x 5

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer,Accessible Kitchen Appliances,Accessible Full Bath,Accessible Bedroom,Accessible Common Area,Accessible Closets,Accessible Kitchen,Accessible Central Living Area,Central Living Area,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 13570000000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Patio
  • Fencing: Chain Link,Fenced,Partial

Lot

  • Lot size: 0.31 Acres
  • Features: Paved
  • Lot size dimensions: 80 x 167

Parking

  • Parking features: Additional Parking,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$117$1,404
Property Taxes $240$2,880
Electricity $197$2,366
Total$1,767$21,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,582/yr
40% on housing$53,010/yr
45% on housing$47,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$208
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$254,900
2020-12-02Sold$177,000
2020-08-19Listing removed$180,000
2020-08-13Listed for sale$180,000
2005-08-17Sold$161,000
2004-06-01Sold$116,300

For Sale by Agent

AgentScott A Childs
BrokerageBeachy Beach Real Estate

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