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1565 Chandlee Ave, Panama City, FL, 32405

2beds
1baths
600sqft
$159,000
$265price/sqft
$1,401/moest. monthly cost
$56,040/yrincome needed

About This Home

Seller will pay up to 10,000 towards buyers closing cost or rate buy downs on This home and has a good rental history. Offers living room/dining room, kitchen 2 bedrooms and one full bath on nice size lot. Close to everything as it is centrally located in Panama City. An appraisal was just done, and list price is the appraisal price. Call for your appointment today.

Getting Around

38
WalkingCar-Dependent
23
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

4/10
2/10
Jinks Middle SchoolGrades 6-80.7 mi
4/10
Bay High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 10 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Master Bathroom

  • Level: First
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: 14180000000

Features

  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 7,405 sqft
  • Features: Paved
  • Lot size dimensions: 50+150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$77$924
Property Taxes $324$3,888
Electricity $197$2,366
Total$1,401$16,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,034/yr
40% on housing$42,030/yr
45% on housing$37,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$210
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-12-01Listed for sale$159,000

For Sale by Agent

AgentRoy Furst
BrokerageCentral Bay Realty and Property Management LLC

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