813 E 12th Ct, Panama City, FL, 32401
About This Home
Looking for a hassle-free rental property? Look no further. This income-producing home comes with a Section 8 tenant already in place, meaning guaranteed rental payments from day one no vacancy, no waiting. The property has undergone a full facelift, featuring updated flooring and an open floor plan that gives the space a fresh, modern feel. Situated in a growing neighborhood with strong rental demand, this is the kind of set-it-and-forget-it investment that every landlord is looking for.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 8 x 8
Bedroom
- Level: First
- Dimensions: 8 x 8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Tub Shower
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 816
- Total interior livable area: 816 sqft
Property
Details
- Parcel number: 16817010000
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Fencing: Full,Fenced
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 40.0 ft x 104.0 ft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $973 | $11,676 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $94 | $1,128 |
| Electricity | $197 | $2,366 |
| Total | $1,394 | $16,728 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $192,500 |
View on Zillow