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1324 Lincoln Dr, Panama City, FL, 32401

2beds
1baths
624sqft
$120,000
$192price/sqft
$1,072/moest. monthly cost
$42,880/yrincome needed

About This Home

Clean and move in ready. A screened-in porch welcomes you inside to the living area; with the kitchen located to the right and two bedrooms and a bathroom are located to the left. The layout is simple and functional. Priced with today's market in mind, this home is full of potential. An ideal opportunity for a first-time buyer or an investor looking to add to a rental portfolio.

Getting Around

49
WalkingCar-Dependent
27
TransitSome Transit
68
BikeBikeable

Schools

3/10
2/10
Jinks Middle SchoolGrades 6-81.0 mi
4/10
Bay High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 624
  • Total interior livable area: 624 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 7

Living Room

  • Level: First
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 17500000000
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Porch

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 50 x 180 x 33 x 190

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$81$972
Property Taxes $188$2,256
Electricity $197$2,366
Total$1,072$12,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,754/yr
40% on housing$32,160/yr
45% on housing$28,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 32401$142
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32401$201
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$125,000
2025-11-15Listing removed$140,000
2025-11-03Price change$140,000
2025-10-09Price change$141,777
2025-09-05Price change$143,000
2025-08-08Listed for sale$145,000
2022-07-22Sold$130,000
2022-07-19Pending sale$135,000
2022-06-21Contingent$135,000
2022-06-18Listed for sale$135,000
2022-06-15Listing removed--
2022-06-14Pending sale$125,000
2022-06-02Listed for sale$125,000
2006-10-06Sold$25,000

For Sale by Agent

AgentYvette Colona, GRI
BrokerageColdwell Banker Realty

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