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922 Magnolia Ave, Panama City, FL, 32401

2beds
1baths
1,060sqft
$215,000
$203price/sqft
$1,635/moest. monthly cost
$65,400/yrincome needed

About This Home

Beautifully remodeled beach style cottage home. Fully fenced, solar panels, large lofted shed, and meticulously designed landscaping! Newer photos coming soon!

Getting Around

66
WalkingSomewhat Walkable
24
TransitMinimal Transit
63
BikeBikeable

Schools

2/10
Jinks Middle SchoolGrades 6-80.7 mi
4/10
Bay High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump,Electric,Solar
  • Cooling features: Central,Solar

Interior Area

  • Total interior livable area: 1,060 sqft

Property

Details

  • Parcel number: 17824000000

Features

  • Exterior features: Stucco,Vinyl

Lot

  • Lot size: 7,492 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$146$1,752
Property Taxes $205$2,460
Electricity $197$2,366
Total$1,635$19,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,057/yr
40% on housing$49,050/yr
45% on housing$43,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 32401$140
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32401$201
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$215,000
2026-06-30Price change$218,000
2026-06-21Listed for sale$220,000
2021-10-27Sold$156,700
2021-06-06Listed for sale$148,900
2021-03-24Listing removed--
2011-03-24Listing removed$105,000
2009-07-05Listed for sale$105,000
2008-05-16Sold$83,900
2008-03-13Price change$89,900
2008-03-03Listed for sale$95,000
2008-02-27Sold$56,700
2002-07-18Sold$28,500

For Sale by Owner

AgentProperty Owner

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