229 W 13th St, Panama City, FL, 32401
About This Home
New construction single family downtown Panama City home offering easy access to some of your favorite areas. Interior offers large great room open to the kitchen and dining room, master bedroom with walk-in closet, and two additional bedrooms in this split floor plan design.
Getting Around
Somewhat Walkable
Minimal Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 12 x 12
Features
- Flooring: Luxury Vinyl Plank
Great Room
- Level: First
- Dimensions: 17 x 14
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,240
- Total interior livable area: 1,240 sqft
Kitchen
- Level: First
- Dimensions: 12 x 9
Master Bedroom
- Level: First
- Dimensions: 14 x 13
Property
Details
- Parcel number: 18443000000
- Zoning description: Resid Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Patio
Lot
- Lot size: 5,227 sqft
- Features: Paved
- Lot size dimensions: 70 x 75
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $386 | $4,632 |
| Electricity | $197 | $2,366 |
| Total | $2,125 | $25,500 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $279,000 |
| 2024-11-06 | Sold | $45,000 |
| 2017-08-07 | Listing removed | $72,900 |
| 2016-06-16 | Listed for sale | $72,900 |
| 2008-05-11 | Listing removed | $155,000 |
| 2008-03-13 | Listed for sale | $155,000 |
| 2006-03-28 | Sold | $112,000 |
| 2003-05-20 | Sold | $58,500 |
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