305 Wilson Ave #11, Panama City, FL, 32401
About This Home
Looking for a waterfront townhome with a private boat slip in historic Panama City? Welcome to your dream coastal hideaway in quiet Nantucket Village! Perched right on peaceful Massalina Bayou, this 1-bedroom, 1 bath townhome offers affordable waterfront living with fast deep-water access to Shell Island and the Gulf of Mexico. This property also features covered parking, and an extra storage closet beneath the unit. Plus, low HOA fees mean more freedom to kick back on the shared bayou-front deck for sunset happy hours with neighbors. Minutes to vibrant downtown dining, local shops, and live events, this spot makes the ultimate weekend getaway, smart investment, or everyday waterfront escape!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Pillar/Post/Pier
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Range
Bedroom
- Level: Third
- Dimensions: 13 x 12
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Interior Steps
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 570
- Total interior livable area: 570 sqft
Living Room
- Level: Second
- Dimensions: 15 x 15
Property
Details
- Parcel number: 20210011000
- Attached to another structure: Yes
- Special condition: Listed As-Is
Features
- Patio & porch: Balcony
- Exterior features: Boat Slip,Dock
- Has view: Yes
- View description: Bayou
- Has water view: Yes
- Water view: Bayou
- On waterfront: Yes
- Waterfront features: Seawall
Lot
- Lot size: 435.60 sqft
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $432 | $5,184 |
| Electricity | $197 | $2,366 |
| Total | $1,918 | $23,016 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $225,000 |
View on Zillow