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619 Williams Ave, Panama City, FL, 32401

2beds
2baths
1,131sqft
$229,000
$202price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

Beautiful newer home built in 2022 located in Panama City. This well maintained property features 2 bedrooms and 2 bathrooms with a modern layout designed for comfortable living. The home offers newer construction and a bright open feel throughout. Conveniently located near hospitals, shopping, and excellent schools, while still being just minutes from the beach and many of the area's popular attractions. Whether you are looking for a primary residence, second home, or investment opportunity, this property offers great potential in a desirable location. Schedule your showing today and come see all this home has to offer.

Getting Around

32
WalkingCar-Dependent
22
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

2/10
Jinks Middle SchoolGrades 6-81.8 mi
4/10
Bay High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 12 x 15

Bedroom

  • Level: First
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,131
  • Total interior livable area: 1,131 sqft

Property

Details

  • Parcel number: 22130000000

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 120 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$155$1,860
Property Taxes $397$4,764
Electricity $197$2,366
Total$1,906$22,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 32401$140
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32401$201
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$229,000
2026-05-26Listing removed$229,000
2026-04-17Pending sale$229,000
2026-03-07Listed for sale$229,000
2012-01-17Sold$31,500
2011-12-15Price change$29,900
2011-11-14Price change$42,500
2011-10-02Price change$57,500
2011-09-29Listed for sale--
2005-02-17Sold$63,500

For Sale by Agent

AgentKenny E Schell
BrokeragePineapple Properties

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