522 Arrow St, Panama City, FL, 32404
About This Home
Introducing 522 Arrow St Panama City FL.... This 2 bedroom, 1 bath town home is conveniently located close to schools, shopping, restaurants and Tyndall Air Force Base. The interior of the home shows well with laminate and tile foors throughout and features a split bedroom plan. The living room is open to the kitchen with tall ceilings that add to the ''space'' of the room. Newer HVAC and water heater add to the maintenance free appeal. A community pool is just steps from the covered patio for relaxing in the summer months. Come see what this one has to offer!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Oven,Gas Water Heater
Bedroom
- Level: First
- Dimensions: 12 x 9
Bedroom
- Level: First
- Dimensions: 15 x 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,006
- Total interior livable area: 1,006 sqft
Kitchen
- Level: First
- Dimensions: 8 x 8
Living Room
- Level: First
- Dimensions: 21 x 18
Property
Details
- Parcel number: 25166021000
- Attached to another structure: Yes
- Zoning description: Resid Single Family
Features
- Pool features: Fenced,In Ground,Other,Community
- Patio & porch: Covered,Patio
Lot
- Lot size: 2,860 sqft
- Features: Paved
- Lot size dimensions: 26 x 110
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $193 | $2,316 |
| Electricity | $197 | $2,366 |
| Total | $1,362 | $16,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $169,000 |
| 2026-02-23 | Listed for sale | $175,000 |
| 2023-03-31 | Sold | $165,000 |
| 2023-03-02 | Contingent | $165,000 |
| 2023-02-16 | Listed for sale | $165,000 |
| 2017-11-03 | Listing removed | $850 |
| 2017-09-20 | Listed for rent | $850 |
| 2013-09-08 | Listing removed | $700 |
| 2013-08-22 | Listed for rent | $700 |
| 2013-01-27 | Listing removed | $750 |
| 2012-12-12 | Listed for rent | $750 |
| 2006-03-23 | Sold | $100,000 |
| 2005-11-09 | Sold | $93,500 |
| 2002-11-15 | Sold | $44,100 |
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