See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2400 Bayview Ave, Panama City, FL, 32405

3beds
4baths
2,642sqft
$479,900
$182price/sqft
$3,433/moest. monthly cost
$137,320/yrincome needed

About This Home

Welcome home to 2400 Bayview Avenue! This unique Panama City residence offers a three bed, four bath layout spanning over 2600 square feet of updated living space in a prime, central location. Conveniently situated just off 23rd street, this home is minutes from top local restaurants, shopping and attractions, with an easy commute to the world renown beaches of Panama City Beach. Inside, this property boasts heightened ceilings and the ideal split layout to maximize square feet and functionality. All of the bedrooms are generously sized and offer excellent privacy. Additional upscale upgrades include a marble dining table, luxury surround sound system, and second kitchen that has been added in the garage. Situated on over half an acre, the property overlooks both Lake Hentz and Pretty Bayou. With its expansive layout, refined finishes, premium furnishings, and exceptional location, this home presents an outstanding opportunity in the heart of Panama City. ''Seller is open to selling furniture separately. If sold with property, furniture is valued at $40,000''

Getting Around

23
WalkingCar-Dependent
20
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

4/10
2/10
Jinks Middle SchoolGrades 6-82.7 mi
4/10
Bay High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Gas Water Heater

Bedroom

  • Level: First
  • Dimensions: 12 x 14

Bedroom

  • Level: First
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 13 x 12

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 2,642 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 10

Living Room

  • Level: First
  • Dimensions: 22 x 20

Master Bedroom

  • Level: First
  • Dimensions: 16 x 18

Property

Details

  • Parcel number: 26759050000
  • Special condition: Listed As-Is

Features

  • Patio & porch: Patio
  • Exterior features: Patio
  • Has view: Yes
  • View description: Bayou,Lake
  • Has water view: Yes
  • Water view: Bayou,Lake
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 0.66 Acres
  • Lot size dimensions: 140 x 205

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$234$2,808
Property Taxes $508$6,096
Electricity $265$3,190
Total$3,433$41,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,702/yr
40% on housing$102,990/yr
45% on housing$91,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$206
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$499,900
2026-03-04Price change$539,900
2026-02-03Listed for sale$549,900
2020-08-12Sold$380,000
2020-06-26Listed for sale$387,000
2020-05-20Listing removed$379,000
2020-05-09Listed for sale$379,000
2001-01-16Sold$235,000

For Sale by Agent

AgentDale D Gumm
BrokerageAnchor Realty Florida

Similar Homes