3710 W 17th St, Panama City, FL, 32401
About This Home
Welcome to this timeless Florida cottage nestled in the heart of St. Andrews, one of Panama City's most desirable and walkable neighborhoods. Surrounded by mature landscaping and moss-draped oak trees, this spacious 5-bedroom, 3-bath home blends classic charm with thoughtful modern updates. Current Airbnb revenue is approximately $50,000 for 9 months of bookings. Inside, you'll find hardwood floors throughout and an updated open-concept kitchen featuring granite countertops, tasteful cabinetry, and stainless steel appliances, creating the perfect space for everyday living and entertaining. The updated primary bathroom offers a walk-in tiled shower, adding comfort and style to the private retreat. Step outside to enjoy the large fenced backyard, complete with a privacy fence and plenty of room for entertaining, gatherings, or relaxing under the shade of mature trees. The home's generous and flexible floor plan offers multiple living spaces and well-sized bedrooms, making it ideal for large households, hosting guests, or maximizing rental potential. Whether you're looking for a primary residence, second home, or income-producing property, this home checks all the boxes. Short-term rentals are allowed, presenting an excellent opportunity for investors to capitalize on the area's strong demand. Located just minutes from popular dining, marinas, waterfront parks, and entertainment, you'll enjoy everything the charming St. Andrews district has to offer, along with convenient access to downtown Panama City and the beautiful Gulf Coast beaches. Don't miss this rare opportunity to own a versatile property in one of Panama City's most sought-after coastal communities.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1941
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Gas Range,Gas Water Heater
Bedroom
- Level: First
- Dimensions: 20.8 x 12
Bedroom
- Level: First
- Dimensions: 8.11 x 10
Bedroom
- Level: First
- Dimensions: 9.6 x 11.3
Bedroom
- Level: First
- Dimensions: 9.6 x 13.1
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Dining Room
- Level: First
- Dimensions: 6.1 x 12
Family Room
- Level: First
- Dimensions: 15.5 x 18.7
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Kitchen
- Level: First
- Dimensions: 10.6 x 12
Living Room
- Level: First
- Dimensions: 13 x 17.8
Master Bedroom
- Level: First
- Dimensions: 11.8 x 18.1
Property
Details
- Parcel number: 28403000000
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Fencing: Partial
Lot
- Lot size: 7,840 sqft
- Features: Paved
- Lot size dimensions: 60 x 132
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $752 | $9,024 |
| Electricity | $241 | $2,898 |
| Total | $3,682 | $44,184 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $499,000 |
| 2026-03-07 | Listing removed | $509,900 |
| 2026-01-30 | Price change | $509,900 |
| 2026-01-06 | Listed for sale | $515,000 |
| 2025-02-10 | Listing removed | $3,100 |
| 2024-12-03 | Listed for rent | $3,100 |
| 2023-12-07 | Sold | $465,000 |
| 2023-11-03 | Pending sale | $465,000 |
| 2023-11-03 | Listing removed | -- |
| 2023-08-28 | Pending sale | $465,000 |
| 2023-08-25 | Listed for sale | $465,000 |
| 2021-10-28 | Sold | $300,000 |
| 2020-05-11 | Sold | $215,500 |
| 2020-03-02 | Price change | $216,500 |
| 2020-01-19 | Listed for sale | $219,900 |
| 2019-12-12 | Listing removed | $219,900 |
| 2019-11-10 | Price change | $219,900 |
| 2019-10-09 | Price change | $225,000 |
| 2019-09-10 | Price change | $234,900 |
| 2019-08-22 | Price change | $239,900 |
| 2019-08-02 | Price change | $254,900 |
| 2019-07-03 | Price change | $259,900 |
| 2019-06-12 | Price change | $266,900 |
| 2019-05-24 | Price change | $274,900 |
| 2019-05-19 | Price change | $284,900 |
| 2019-04-11 | Listed for sale | $289,900 |
| 2018-04-02 | Listing removed | $1,675 |
| 2016-11-28 | Sold | $69,000 |
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