205 White Sandy Dr, Panama City Beach, FL, 32407
About This Home
Looking for your next project? This well cared for townhome is simply in need of a refresh. With 2 bedrooms and 2.5 bathrooms, this home has plenty of living space. Enclosed patios make it live even larger than the square footage shows. The master suite features a separate ''den'' seating area with great views. Ideal location backing up to the community pool. Also, a short stroll to the Gulf! Don't miss your chance to own a like-new beach home at an amazing value! LOW HOA includes: 11 pools (5 heated), shuffleboards, water-front restaurant & pool, mini golf, exercise room, tennis courts, pickleball, playground, WIFI, pest control, termite bond, trash, ground keeping, irrigation, property patrol, gated community, and more. Being sold as-is with the right to inspect.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1988
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 13 x 12
Bedroom
- Level: Second
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Kitchen
- Level: First
- Dimensions: 10 x 8
Living Room
- Level: First
- Dimensions: 13 x 12
Property
Details
- Parcel number: 34779082000
- Attached to another structure: Yes
- Zoning description: Resid Single Family, Resort
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Community
- Patio & porch: Enclosed,Patio
- Exterior features: Patio
Lot
- Lot size dimensions: 0 x 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $318 | $3,816 |
| Electricity | $197 | $2,366 |
| Total | $1,733 | $20,796 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $225,000 |
| 2011-03-16 | Listing removed | $149,900 |
| 2011-03-08 | Listed for sale | $149,900 |
| 2011-01-30 | Listing removed | $179,900 |
| 2010-07-18 | Listed for sale | $179,900 |
| 2000-03-03 | Sold | $85,500 |
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