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144 Robin Ln, Panama City Beach, FL, 32407

2beds
2baths
972sqft
$330,000
$340price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

There is a certain appeal to finding a property that captures both the energy of a beach destination and the comfort of a well-established community. Positioned along one of the ponds within Gulf Highlands Beach Resort, this two-bedroom, one-and-a-half-bath townhouse enjoys a setting that feels both connected and removed, with water views in one direction and glimpses of the Gulf beyond. Inside, the residence is offered fully furnished and thoughtfully arranged for personal enjoyment, vacation use or rental income. The efficient floor plan makes the most of its footprint, while the private balcony provides a welcoming place to begin the day with coastal breezes and views stretching toward the shoreline. A custom-built bunk area designed with nautical inspiration adds character and functionality, creating a memorable feature for guests and younger visitors alike. Beyond the residence, Gulf Highlands Beach Resort spans approximately 60 acres and offers an amenity package rarely found at this price point. Owners and guests enjoy access to 11 pools, including a beachfront pool and several seasonally heated options, along with tennis courts, pickleball courts, shuffleboard, an 18-hole miniature golf course, fitness facilities and a private beach club. A golf cart is negotiable with the sale, adding another layer of convenience for exploring the community and reaching the beach. Whether envisioned as a personal retreat, second home or income-producing investment, this residence offers an opportunity to enjoy one of Panama City Beach's most established resort communities. With waterfront positioning, Gulf views and a turnkey presentation, it delivers a compelling blend of lifestyle, flexibility and long-term appeal.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades PK-122.8 mi
4/10
J.R. Arnold High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: Second
  • Dimensions: 13.3 x 9.7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 8.9 x 9.6

Features

  • Interior Steps,Smart Thermostat,Upper Level Primary

Half Bath

  • Level: First
  • Dimensions: 3.3 x 6.6

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Kitchen

  • Level: First
  • Dimensions: 8.1 x 9.6

Laundry

  • Level: First
  • Dimensions: 5.4 x 5.4

Living Room

  • Level: First
  • Dimensions: 13.3 x 16.2

Master Bedroom

  • Level: Second
  • Dimensions: 11.8 x 13

Other

  • Level: Second
  • Dimensions: 4.9 x 8.5

Other

  • Features: Balcony
  • Level: Second
  • Dimensions: 11.1 x 5.4

Property

Details

  • Parcel number: 34797000027
  • Attached to another structure: Yes

Features

  • Pool features: Electric Heat,In Ground,Community
  • Patio & porch: Patio,Balcony
  • Exterior features: Patio
  • Spa features: Community
  • Has view: Yes
  • View description: Gulf,Lake
  • Has water view: Yes
  • Water view: Gulf,Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 1,566 sqft
  • Lot size dimensions: 18' x 87'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$119$1,428
Property Taxes $344$4,128
Electricity $197$2,366
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$274
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$330,000
2026-05-01Listing removed$330,000
2026-01-12Price change$330,000
2025-11-21Price change$335,000
2025-11-06Price change$345,000
2025-10-16Price change$347,500
2025-09-23Listed for sale$350,000
2024-09-06Sold$350,000
2024-08-01Pending sale$365,000
2024-07-04Price change$365,000
2024-05-24Listed for sale$375,000
2023-06-02Sold$339,000
2023-04-24Pending sale$339,000
2023-04-22Listed for sale$339,000
2021-11-18Sold$292,000
2021-10-23Pending sale$286,450
2021-10-19Listed for sale$286,450
2020-08-06Sold$208,400
2020-05-22Listed for sale$218,000
2019-09-24Sold$195,000
2019-07-26Price change$199,900
2019-06-07Listed for sale$204,500
2002-04-02Sold$95,500
2000-07-17Sold$72,500

For Sale by Agent

AgentMarc A Miller
BrokerageScenic Sotheby's International Realty

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