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11483 Front Beach Rd Unit 1205, Panama City Beach, FL, 32407

3beds
3baths
1,255sqft
$800,000
$637price/sqft
$5,396/moest. monthly cost
$215,840/yrincome needed

About This Home

Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children's splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-82.5 mi
4/10
J.R. Arnold High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 10.7 x 10.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 6.9 x 10.7

Features

  • Interior Steps,Entrance Foyer

Foyer

  • Level: First
  • Dimensions: 3.9 x 17.8

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,255
  • Total interior livable area: 1,255 sqft

Kitchen

  • Level: First
  • Dimensions: 16 x 11

Living Room

  • Level: First
  • Dimensions: 10 x 12.3

Master Bathroom

  • Level: First
  • Dimensions: 7 x 9

Master Bathroom

  • Level: Second
  • Dimensions: 5.8 x 9.4

Master Bedroom

  • Level: First
  • Dimensions: 14.7 x 13.8

Master Bedroom

  • Level: Second
  • Dimensions: 11.7 x 15.4

Other

  • Level: First
  • Dimensions: 10.7 x 7.8

Other

  • Features: Balcony
  • Level: First
  • Dimensions: 12.9 x 4.3

Other

  • Features: Balcony
  • Level: Second
  • Dimensions: 19.1 x 21.1

Property

Details

  • Parcel number: 34800137000
  • Attached to another structure: Yes
  • Special condition: Listed As-Is

Features

  • Pool features: In Ground,Community
  • Patio & porch: Balcony
  • Spa features: Community
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf

Lot

  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Gated

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$289$3,468
Property Taxes $865$10,380
Electricity $197$2,366
Total$5,396$64,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,005/yr
40% on housing$161,880/yr
45% on housing$143,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$637This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$270
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$800,000
2022-04-13Listing removed--
2022-02-08Listed for sale$810,000
2022-02-07Contingent$810,000
2022-01-01Listed for sale$810,000
2019-07-15Sold$408,350
2019-06-21Pending sale$414,900
2019-05-13Listed for sale$414,900
2019-05-07Pending sale$414,900
2019-04-26Listed for sale$414,900
2018-04-20Sold$397,000
2018-03-13Pending sale$399,000
2017-12-05Listed for sale$399,000
2016-07-20Sold$379,900
2015-10-16Listed for sale$379,900
2002-05-01Sold$319,600
2000-07-26Sold$285,000

For Sale by Agent

AgentMarc A Miller
BrokerageScenic Sotheby's International Realty

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