10509 Front Beach Rd Unit 906, Panama City Beach, FL, 32407
About This Home
Fully reimagined Gulf-front 3BR/3BA at Long Beach Resort with a rare, open-concept floor plan. This ninth-floor residence in Tower I stands out as one of the few units in the building to have the kitchen completely opened, creating a modern, seamless flow between the kitchen, dining, and living areas, all framed by panoramic Gulf views. Thoughtfully updated with a light coastal aesthetic, the interior features quartz countertops, updated cabinetry, stainless appliances, and clean, durable flooring throughout. Floor-to-ceiling glass in every bedroom and the living area brings in natural light and showcases the emerald water from nearly every angle. The oversized Gulf-front balcony offers true indoor-outdoor living and is accessible from both the living room and primary suite, perfect for morning coffee or winding down at sunset. Offered fully furnished and rental-ready, this property presents a strong opportunity as a second home or investment. Long Beach Resort is a gated, amenity-rich community featuring 1,300+ feet of beachfront, a lagoon-style pool, two additional Gulf-front pools, hot tubs, fitness center, and direct beach access. With recent property improvements nearing completion, Long Beach is returning to full operation and remains one of Panama City Beach's most recognizable and desirable Gulf-front destinations.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Type & Style
- Home type: Condo
- Architectural style: High Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,PlumbedForIce Maker
Bedroom
- Level: First
- Dimensions: 18 x 13
Bedroom
- Level: First
- Dimensions: 16 x 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,769
- Total interior livable area: 1,769 sqft
Master Bedroom
- Level: First
- Dimensions: 18 x 13
Property
Details
- Parcel number: 34881250906
- Attached to another structure: Yes
- Zoning description: Resid Multi-Family
Features
- Pool features: Community
- Patio & porch: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
- Waterfront features: Gulf,Shoreline - Sand
Lot
- Lot size dimensions: 0 x 0
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $998 | $11,976 |
| Electricity | $197 | $2,366 |
| Total | $6,341 | $76,092 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $950,000 |
| 2023-08-01 | Sold | $837,285 |
| 2023-07-06 | Contingent | $875,000 |
| 2023-05-25 | Listed for sale | $875,000 |
| 2023-02-15 | Listing removed | -- |
| 2022-11-09 | Price change | $899,000 |
| 2022-08-23 | Price change | $929,800 |
| 2022-07-05 | Price change | $950,000 |
| 2022-06-23 | Price change | $979,000 |
| 2022-06-20 | Listed for sale | $998,000 |
| 2020-07-07 | Sold | $513,000 |
| 2020-03-06 | Listed for sale | $525,500 |
| 2003-10-28 | Sold | $393,000 |
| 2001-08-14 | Sold | $339,000 |
View on Zillow