5132 NW 181ST Way, Starke, FL, 32091
About This Home
Welcome to 5132 NW 181ST Way, Starke, FL 32091. Nestled on 1.14 acres in the peaceful countryside of Starke, this charming 3-bedroom, 2-bath home offers 1,522 square feet of comfortable living space and the perfect blend of privacy and convenience. Built in 1981, the home has been thoughtfully maintained with major updates, including a new roof in 2021 and a new water heater installed in 2026, providing added value and peace of mind for the next owner. The spacious lot offers plenty of room to enjoy the outdoors, whether you're looking to garden, entertain, or simply relax and take in the quiet surroundings. Inside, you'll find a functional layout with comfortable living spaces ready for your personal touch. Conveniently located just minutes from downtown Starke with easy access to Gainesville, Lake City, and Jacksonville, this property offers the best of country living while remaining close to everyday amenities. Don't miss this opportunity to own a beautiful home .
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,522 sqft
Property
Details
- Parcel number: 02246001600
Features
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 1.14 Acres
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bradford County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $368 | $4,416 |
| Electricity | $197 | $2,366 |
| Total | $2,411 | $28,932 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Listed for sale | $319,900 |
| 2020-07-30 | Sold | $193,000 |
| 2020-06-12 | Pending sale | $189,900 |
| 2020-06-10 | Listed for sale | $189,900 |
| 2015-04-08 | Sold | $140,000 |
| 2015-01-21 | Price change | $148,500 |
| 2014-11-01 | Price change | $159,900 |
| 2014-10-03 | Listed for sale | $168,900 |
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