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1206 RAIFORD Road, Starke, FL, 32091

4beds
2baths
2,410sqft
$475,000
$197price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

Well maintained home located in the city of Starke, minutes from school,shopping,, medical needs and restaurants. Built in 1986, is waiting on new homeowners. Home is a 4BR, 2 Bath, closed in garage with room for storage attached to the garage, concrete drive entering the property, already landscaped, new AC, shingle roof has been replaced, large glassed in sunroom with tile flooring, section of backyard has been fenced in with chain link fencing to enjoy watching children play and for your pets, also has inside laundry room. As mentioned, the home has been well maintained, but would be a great project if you wanted to update to accomodate your style of living. Spacious rooms throughout the home allowing plenty of room for entertaining. The refrigerator has been removed, but seller will replace prior to closing. There is also an area for a dishwasher, however, current owners said one was not installed at the time of their purchase. Don't miss an opportunity to tour home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Starke Elementary SchoolGrades PK-60.7 mi
3/10
Bradford Middle SchoolGrades 7-80.6 mi
4/10
Bradford High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1986

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater
  • Laundry features: In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,410 sqft

Property

Details

  • Parcel number: 02344000201
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed,Rear Porch
  • Fencing: Fenced,Back Yard,Chain Link

Parking

  • Total spaces: 2
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Bradford County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$340$4,080
Property Taxes $552$6,624
Electricity $242$2,910
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32091$179
Bradford County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 32091
Bradford County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$475,000
2011-08-21Listing removed$131,000
2011-03-22Sold$131,000
2011-01-23Listed for sale$131,000
2007-08-13Sold$181,000

For Sale by Agent

AgentKAREN ANN MOORHOUS
BrokerageJULIE MORROW PREMIER REALTY INC

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