421 N POLK Street, Starke, FL, 32091
About This Home
Welcome to 421 N Polk Street in the heart of Starke--where comfort, convenience, and value come together in one inviting home. This thoughtfully updated 3-bedroom, 2-bath property features fresh interior paint and brand-new flooring, giving it a clean, modern feel that's ready for its next chapter. Step inside to find a functional layout with comfortable living spaces and plenty of natural light. The recent updates make this home truly move-in ready, whether you're just starting out, simplifying your lifestyle, or expanding your investment portfolio. First-time buyers will appreciate the affordability and ease of ownership, while those looking to downsize will love the manageable size without sacrificing essential space. For investors, this property offers strong rental potential in a steady market--making it a smart addition to any portfolio. If you've been waiting for a well-maintained, updated home at a great value, this is one you won't want to miss. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,220 sqft
Property
Details
- Parcel number: 0383000000011201
Features
- Stories: 1
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bradford County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $294 | $3,528 |
| Electricity | $197 | $2,366 |
| Total | $1,443 | $17,316 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $179,803 |
| 2026-02-27 | Listing removed | $189,000 |
| 2026-01-19 | Price change | $189,000 |
| 2026-01-05 | Price change | $193,000 |
| 2025-12-26 | Price change | $194,000 |
| 2025-12-19 | Price change | $195,000 |
| 2025-12-14 | Price change | $196,000 |
| 2025-12-10 | Price change | $197,000 |
| 2025-12-03 | Price change | $198,000 |
| 2025-11-04 | Price change | $199,000 |
| 2025-10-27 | Price change | $210,000 |
| 2025-10-11 | Listed for sale | $219,000 |
| 2025-09-15 | Sold | $108,175 |
| 2025-06-30 | Pending sale | $109,000 |
| 2025-06-30 | Listed for sale | $109,000 |
| 2022-10-05 | Listing removed | -- |
| 2022-08-18 | Listed for sale | $199,900 |
| 2020-12-21 | Sold | $120,000 |
| 2020-11-01 | Pending sale | $119,900 |
| 2020-10-11 | Price change | $119,900 |
| 2020-09-23 | Listed for sale | $114,900 |
| 2020-08-27 | Pending sale | $114,900 |
| 2020-08-03 | Price change | $114,900 |
| 2020-07-22 | Pending sale | $119,900 |
| 2020-04-29 | Listed for sale | $119,900 |
| 2019-07-01 | Sold | $40,114 |
| 2008-07-03 | Sold | $49,000 |
| 2005-03-15 | Sold | $60,000 |
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