618 SE 44TH Street, Keystone Heights, FL, 32656
About This Home
Beautiful maintained 2-bedroom, 2-bath home on two spacious lots with a detached 2-car garage and full bath, perfectly located on a paved road in Keystone Heights. The charming residence offers an open floor plan with a split-bedroom layout for added privacy. Trayed ceiling in the dining area and cathedral ceiling in the living area. The large laundry room provides extra conveniences and storage space. The detached garage-already equipped with a full bath-can easily be finished with drywall to create a guest suite, studio or workshop. Recent updates include fresh exterior paint (October 2025). The additional well serves the sprinkler system, keeping the landscaped yard lush and green. Enjoy peace of mind with no HOA fees and appreciate the home's proximity to schools, parks, shopping and local lakes. Conveniently located for commutes to Gainesville, Middleburg and Palatka. The Keystone Heights area continues to experience active growth-making this property an excellent primary residence or investment property. Approx. 3 miles from (Bradford County Public boat ramp) Santa Fe Lake a large strong-fed and unusually clear lake. Serves as the headwater of the Santa Fe River and is know for stable water levels, good fishing, and recreation like boating and skiing. Santa Fe Lake is roughly 5,800 acres in surface area, making it one of the larger lakes in north central Florida.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Shingle
- Construction materials: Brick Veneer,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: In Unit
Bedroom2
- Area: 165.087
- Dimensions: 14.11 x 11.70
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 180.81
- Dimensions: 12.30 x 14.70
Features
- Ceiling Fan(s),Open Floorplan,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile,Vinyl,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,152
- Total interior livable area: 1,633 sqft
Kitchen
- Area: 101
- Dimensions: 10.00 x 10.10
Living Room
- Area: 324.8
- Dimensions: 20.30 x 16.00
Master Bedroom
- Area: 264.69
- Dimensions: 15.30 x 17.30
Property
Details
- Parcel number: 05923000000
- Zoning description: Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch
- Fencing: Vinyl
Lot
- Lot size: 0.68 Acres
- Features: Few Trees
Parking
- Total spaces: 3
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Bradford County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,692 | $20,304 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $350 | $4,200 |
| Electricity | $197 | $2,366 |
| Total | $2,450 | $29,400 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Price change | $339,777 |
| 2026-02-26 | Price change | $343,777 |
| 2025-12-22 | Price change | $349,000 |
| 2025-10-24 | Listed for sale | $350,000 |
| 2015-11-18 | Sold | $154,500 |
| 2014-06-07 | Listing removed | $169,900 |
| 2014-01-11 | Price change | $169,900 |
| 2013-06-12 | Listed for sale | $179,900 |
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