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429 Private Road 3398, Big Sandy, TX, 75755

3beds
2baths
2,360sqft
$314,500
$133price/sqft
$2,387/moest. monthly cost
$95,480/yrincome needed

About This Home

Experience refined lakefront living at Whiteoak Creek Ranch in this fully renovated home set on 3.1 picturesque acres. Thoughtfully updated from top to bottom, the residence showcases high-end finishes, designer details, and a seamless blend of luxury and comfort. Enjoy tranquil lakefront views and private lake access, perfect for relaxing mornings or evening sunsets by the water. The expansive outdoor space offers privacy, room to roam, and endless possibilities for entertaining or recreation. A rare 6-car carport provides exceptional space for vehicles, boats, or recreational equipment. This exceptional property combines modern elegance with the serenity of ranch-style living—an uncommon opportunity in a coveted setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

--
Gladewater Primary SchoolGrades PK-16.5 mi
4/10
Gladewater Middle SchoolGrades 6-87.1 mi
5/10
Gladewater High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,360 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Galley Kitchen,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Other

  • Features: Built-in Features,Dual Sinks,Granite Counters,Separate Shower
  • Level: First
  • Dimensions: 1 x 1

Other

  • Features: Built-in Features,Separate Shower
  • Level: First
  • Dimensions: 1 x 1

Utility Room

  • Features: Utility Sink
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 000065110390
  • Exclusions: Large Dining Table & Chairs

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Dock,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 3.10 Acres
  • Features: Acreage,Many Trees,Waterfront

Parking

  • Total spaces: 6
  • Parking features: Attached Carport
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,590$19,080
Home Insurance *$253$3,036
Property Taxes $285$3,420
Electricity $259$3,109
Total$2,387$28,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,840/yr
40% on housing$71,610/yr
45% on housing$63,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 75755$227
Upshur County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 75755$144
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-07Listed for sale$314,500
2026-03-04Contingent$314,500
2025-11-11Price change$314,500
2025-09-24Listed for sale$324,500
2025-08-28Listing removed$375,900
2025-08-25Listed for sale$375,900
2025-08-15Listing removed$375,900
2025-08-05Price change$375,900
2025-07-09Price change$389,900
2025-03-26Price change$399,900
2025-03-08Price change$402,000
2025-02-15Listed for sale$412,000
2025-02-10Listing removed$420,000
2024-08-11Listed for sale$420,000

For Sale by Agent

AgentRachael Hill
BrokerageColdwell Banker Apex, REALTORS

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