37160 Braaten Lake Rd, Fertile, MN, 56540
About This Home
Enchanting tiny house perched right on the water's edge of Braaten Lake. Nestled in a serene lakefront setting, this cozy retreat sits on 2.44 acres and offers unparalleled tranquility and views. Braaten lake is a hidden gem with only a few cabins on the lake and opportunities to explore, swim, and canoe. The cabin sleeps 6 comfortably. Rain water is collected for washing and flushing in the detached bathroom with exterior shower. A new well was just installed for those who prefer that modern convenience. Enjoy the covered outdoor kitchen/dining space which is perfect for preparing meals on a griddle or over a campfire. The solar power has a back up generator. There is fiber internet on site and the power company can run power to the cabin. Propane heat. Cameras on site.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Finished area above ground: 340
Heating
- Heating features: Propane
Interior Area
- Total structure area: 340
- Total interior livable area: 340 sqft
Property
Details
- Parcel number: 740117500
Features
- Patio & porch: Patio
Lot
- Lot size: 2.44 Acres
- Lot size dimensions: Irregular
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Hail
- Strong Wind
- Drought
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $133 | $1,596 |
| Electricity | $170 | $2,050 |
| Total | $1,285 | $15,420 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-28 | Price change | $199,999 |
| 2025-07-09 | Price change | $212,000 |
| 2025-06-13 | Listed for sale | $222,000 |
| 2024-09-23 | Listing removed | $225,000 |
| 2024-08-12 | Listed for sale | $225,000 |
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