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260 Gaines Rd, Jasper, AL, 35503

0beds
1baths
640sqft
$109,900
$172price/sqft
$932/moest. monthly cost
$37,280/yrincome needed

About This Home

This charming, permanently anchored studio tiny home is your unique find. Completed in 2022, it blends rustic charm with modern comfort, featuring butcher block counters, a tiled shower, and new kitchen appliances. Nestled on 3.03 +/- acres in the Curry community, it offers privacy and peace. Imagine mornings on your own land, close to Smith Lake. Enjoy the added convenience of a shed, ready to be transformed into a powered workspace or hobby area. With a completed survey available, you can start planning your dream home or investment. Perfect for weekend escapes, rentals, or as a basecamp for your dream home. Don't miss this opportunity!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Curry Elementary SchoolGrades PK-43.5 mi
6/10
Curry Middle SchoolGrades 5-83.5 mi
6/10
Curry High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Wood Walls

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cottage
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 1005150000005.002
  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Screened
  • Waterfront features: No - None

Lot

  • Lot size: 3.03 Acres
  • Features: Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$116$1,392
Property Taxes $21$252
Electricity $240$2,881
Total$932$11,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,954/yr
40% on housing$27,960/yr
45% on housing$24,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 35503$146
Walker County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 35503$124
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$109,900

For Sale by Agent

AgentNicole Dill
BrokerageRealtySouth The Harbin Company

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