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2528 E German Ivy Street, Springfield, MO, 65804

5beds
4baths
4,222sqft
$700,000
$166price/sqft
$4,795/moest. monthly cost
$191,800/yrincome needed

About This Home

Located in the desirable Olde Ivy subdivision in south Springfield, this all-brick, walk-out basement home offers an exceptional combination of quality, privacy, and convenience. For those wanting to feel like you have land without actually paying for acreage or having to take care of it, this home is for you! It backs up to common area and has gorgeous views- plus occasional deer and turkey to watch from your back deck. Inside, you'll find hardwood floors, custom cabinetry, granite countertops, stainless steel appliances, 2 gas fireplaces, and a thoughtfully designed floor plan offering versatility, and options for multi-generational living. The spacious kitchen features a large pantry and has been updated with a new gas cooktop, and dishwasher. The main level features 3 bedrooms and 3 full bathrooms, and the basement has a large living room and dining area or flex space, two bedrooms, a full bathroom, a John Deere room, storm shelter, and storage room. Recent improvements include new landscaping, a new water softener, updated light fixtures, and more. Subdivision amenities include a Pool, Covered Pavilion, and Trash Service. Great location near Farmer's Park, the Springfield Nature Center and quick access to Hwys 60 and 65.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Field Elementary SchoolGrades K-52.3 mi
8/10
Cherokee Middle SchoolGrades 6-82.6 mi
8/10
Glendale High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Electric Oven,Exhaust Fan,Microwave,Water Softener Owned,Tankless Water Heater,Disposal,Dishwasher
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Tray Ceiling(s),Crown Molding,Granite Counters,Walk-In Closet(s),Walk-in Shower,Wet Bar,High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet,Engineered Hardwood,Tile,Hardwood
  • Fireplace features: Living Room,Blower Fan,Basement,Two or More,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,810
  • Finished area above ground: 2,412

Heating & Cooling

  • Heating features: Forced Air,Central,Zoned,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 4,824
  • Total interior livable area: 4,222 sqft

Property

Details

  • Parcel number: 1917102225

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Covered,Front Porch,Deck
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 0.32 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Landscaped,Curbs

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$514$6,168
Property Taxes $420$5,040
Electricity $322$3,868
Total$4,795$57,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,400/yr
40% on housing$143,850/yr
45% on housing$127,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 65804$148
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65804$153
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$700,000

For Sale by Agent

AgentJulie Allen
BrokerageMurney Associates - Primrose

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