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13965 Lawrence 2143, Mount Vernon, MO, 65712

5beds
3baths
3,000sqft
$559,900
$187price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

Nestled on nearly 10 acres at the end of a quiet dead-end street, this spacious 5-bedroom, 2.5-bath home offers the perfect blend of privacy and convenience. Surrounded by large, mature trees, the property feels secluded while remaining just minutes from Mt. Vernon and easy access to I-44. Inside, you'll find recent flooring and bathroom updates, along with a central vacuum system for added convenience.Step outside and enjoy everything this property has to offer, from the inviting large front porch to the private back deck with its own separate entrance, perfect for relaxing or entertaining. Just off the master bedroom, you'll find a cozy sitting area ideal for quiet mornings or evenings. The land is well-suited for animals and includes a chicken coop, walking trails, a dedicated outdoor fire pit area, and a large shop for storage or projects. A storm shelter provides added peace of mind.This property truly combines comfort, functionality, and space in a serene setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Mt. Vernon Middle SchoolGrades 6-82.5 mi
7/10
Mt. Vernon High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Propane Oven,Refrigerator,Water Softener Owned,Electric Water Heater,Disposal
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Fireplace features: Living Room,Screen,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Forced Air,Central,Propane,Other - See Remarks
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 123008000000002002

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Terrace,Side Porch,Deck
  • Fencing: Barbed Wire

Lot

  • Lot size: 9.74 Acres
  • Features: Acreage,Wooded/Cleared Combo,Mature Trees,Dead End Street

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Private,Paved,Gated
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$550$6,600
Property Taxes $228$2,736
Electricity $229$2,749
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65712$183
Lawrence County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 65712
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$619,900
2026-04-13Listed for sale$629,900
2025-10-13Listing removed--
2025-09-01Price change$647,000
2025-07-17Listed for sale$699,000

For Sale by Agent

AgentThe Sunshine Group
BrokerageSunshine, REALTORS

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