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0 Mckinley Avenue, Bayville, NJ, 08721

4beds
3baths
2,800sqft
$849,000
$303price/sqft
$5,882/moest. monthly cost
$235,280/yrincome needed

About This Home

Buy New ! Buy now in Bayville your dream home private setting no through traffic great area of homes, pave Street curbs and sidewalks all utilities, white and black exterior stunning home light and bright custom tile throughout gray and white hues, custom kitchen Lord Island quartz waterfall open to great room, coffee, bar, and fireplace off the kitchen, family, playroom, foyer, front office, in or sitting room, large primary bedroom, expensive bathroom, tub, and shower and a sitting room , four bedrooms 2 1/2 baths two car garage with epoxy floors, full basement side and sprinklers

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10

Construction

Condition

  • New construction: Yes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shore Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: 2 Zoned Heat
  • Cooling features: 2 Zoned AC

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 0600517000000015

Features

  • Stories: 3

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$277$3,324
Property Taxes $1,004$12,048
Electricity $308$3,703
Total$5,882$70,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,668/yr
40% on housing$176,460/yr
45% on housing$156,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 08721$347
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08721$295
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$849,000
2021-05-07Sold$60,000
2021-03-19Pending sale$60,000
2020-09-09Listed for sale$60,000

New Construction

AgentNanette Marino
BrokerageRE/MAX at Barnegat Bay

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