6123 Flay Rd, Cherryville, NC, 28021
About This Home
Looking for a home in a peaceful country setting? RV enthusiast? Put this one at the top of your list! Completely renovated 2 bed, 2 bath home situated on 1.64 acres in beautiful Western Lincoln County with no HOA. To say this home has been completely renovated does not do it justice. Home was taken down to the studs with all new wiring, new sheetrock and quality finishes throughout. Features all brand new appliances, brand new heat pump and brand new water heater. Kitchen offers beautiful quartz countertops with island open to the living room, making it perfect for entertaining friends and family. Flex space perfect for an office or hobby room. With 1,548 square feet of completely updated living space, new materials and appliances, all sitting on 1.64 acres for under $340,000, opportunities like this are hard to find. Detached garage has also been updated and painted. Property also features a tall enclosed outbuilding suitable for RV parking or could easily be converted into a workshop or hobby space. This one will be gone before you know it, so you better move fast. Home cannot be shown until June 1st.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Sump Pump
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Window features: Insulated Windows
- Flooring: Tile,Wood
- Finished area below ground: 0
- Finished area above ground: 1,548
Flex Space
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Kitchen
- Features: Kitchen Island
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 10514
- Zoning: RR
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 1.64 Acres
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Detached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $165 | $1,980 |
| Electricity | $200 | $2,405 |
| Total | $2,156 | $25,872 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $325,000 |
| 2026-06-01 | Listed for sale | $335,000 |
| 2024-11-15 | Sold | $403,000 |
| 2024-08-14 | Listed for sale | $446,000 |
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