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4720 Otter Creek Cir, Blackshear, GA, 31516

3beds
2baths
1,568sqft
$189,900
$121price/sqft
$1,620/moest. monthly cost
$64,800/yrincome needed

About This Home

Possible Owner Financing! 10% down payment (5 year Balloon) Located in Blackshear, Ga. OFFERING 1568 SF, 3 bedrooms, 2 Baths.This home’s layout is designed for modern living, offering an open floor plan that seamlessly connects the living areas, making it perfect for both everyday living and entertaining guests. Natural light floods the interior, enhancing the warm and inviting atmosphere. The property is not only a haven for relaxation but also offers practicality with ample storage options and energy-efficient features. Conveniently located near local amenities, schools, and parks, this home provides a perfect blend of comfort and convenience, ensuring that all your lifestyle needs are met within a serene, rural setting. New poured concrete driveway with a bonus walkway were recently installed that guides you onto a solid wood front deck. A rear deck was added as well for easy grilling of your favorite foods right out the kitchen door which gives a sense of privacy and comfort. EASY TO SEE! SCHOOL ZONE: PATTERSON ELEM-PIERCE CO HIGH SCHOOL-PIERCE CO MIDDLE SCHOOL

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Pierce County High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2023

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area,Ceiling Fan(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 057 097
  • Zoning description: Mixed Use,Mobile Home,Residential
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.51 Acres
  • Features: Subdivision
  • Lot size dimensions: ,,,

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$123$1,476
Property Taxes $318$3,816
Electricity $219$2,637
Total$1,620$19,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,542/yr
40% on housing$48,600/yr
45% on housing$43,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 31516$128
Pierce County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 31516$141
Pierce County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$185,900
2025-07-22Price change$180,000
2025-05-01Price change$185,000
2025-03-12Price change$179,900
2025-02-20Listed for sale$199,000

New Construction

AgentLynn Anderson
BrokerageSea Georgia Realty

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