78 W 31st St, Steger, IL, 60475
About This Home
Generous quadlevel home on an oversized fencedin lot. Fresh landscaping leads into a welcoming foyer and bright openconcept living/dining area with large windows. Kitchen offers island with sink, table space, pantry, all appliances, and newer cabinets. Upper level features remodeled bath, primary bedroom with walkin closet, plus two additional generous bedrooms. Lower level includes family room with gas fireplace, 4th bedroom, finished laundry room, and bath. Basement provides finished den/office, readytofinish rec room, storage, and mechanical room. Fully fenced backyard with HUGE concrete patio and plenty of space to roam. Attached 2.5car garage. Close to schools, parks, shopping, and more. Movein ready.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Portable Dishwasher,Refrigerator,Water Softener
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedroom3
- Level: Second
- Area: 154
- Dimensions: 14X11
Bedroom4
- Level: Lower
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11X11
Family Room
- Level: Lower
- Area: 374
- Dimensions: 22X17
Features
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 123
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,672
- Total interior livable area: 2,672 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet)
- Level: Main
- Area: 176
- Dimensions: 16X11
Laundry
- Level: Lower
- Area: 77
- Dimensions: 11X7
Living Room
- Level: Main
- Area: 220
- Dimensions: 20X11
Master Bedroom
- Level: Second
- Area: 225
- Dimensions: 15X15
Office
- Level: Basement
- Area: 144
- Dimensions: 12X12
Other
- Level: Basement
- Area: 240
- Dimensions: 20X12
Other
- Level: Basement
- Area: 120
- Dimensions: 12X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 32324070510000
- Special condition: None
Features
- Levels: Quad-Level
- Patio & porch: Patio,Porch
- Exterior features: Lighting
- Fencing: Fenced
Lot
- Lot size: 10,150 sqft
- Features: Forest Preserve Adjacent,Level
- Lot size dimensions: 70x145
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $475 | $5,700 |
| Electricity | $205 | $2,466 |
| Total | $2,582 | $30,984 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $329,900 |
| 1994-07-28 | Sold | $131,500 |
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