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0 Ruby Ridge Dr, Talking Rock, GA, 30175

3beds
2baths
1,490sqft
$279,000
$187price/sqft
$1,861/moest. monthly cost
$74,440/yrincome needed

About This Home

2026 - BRAND NEW - 3-bedroom, 2-bathroom home on almost 2 acres! Located in Talking Rock. Very private street, beautiful scenery. Everything new! New septic and private well provided. Front and back deck. NO HOA. Seller will grade property for nice backyard and flat driveway! Home located between Ellijay and Canton. Less than 10 minutes from the interstate. Less than 15 minutes from Walmart and PUBLIX in Jasper. Great location and convenient to many areas. Don't miss out on this incredible home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10
7/10
Gilmer High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Modular Home
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level,Other,Rear Stairs,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,490
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,490 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Kitchen Island,Pantry

Property

Details

  • Parcel number: 3027C 025

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterbody name: None

Lot

  • Lot size: 1.76 Acres
  • Features: Private

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$137$1,644
Property Taxes $95$1,140
Electricity $219$2,637
Total$1,861$22,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,805/yr
40% on housing$55,830/yr
45% on housing$49,626/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30175$223
Gilmer County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 30175$191
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$279,000
2025-07-16Listing removed$269,000
2025-07-02Price change$269,000
2025-06-17Price change$277,000
2025-06-03Listed for sale$287,000
2025-01-09Sold$52,000
2024-12-10Pending sale$59,900
2024-10-27Listed for sale$289,000
2024-10-07Sold$58,000
2024-09-14Price change$59,900
2024-09-07Pending sale$60,000
2024-09-04Price change$60,000
2024-08-13Listed for sale$75,000

New Construction

AgentJessica Robidou
BrokerageAtlanta Communities

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