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2195 N Tropical Trl, Merritt Island, FL, 32953

5beds
4baths
2,598sqft
$699,000
$269price/sqft
$5,139/moest. monthly cost
$205,560/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 4-bath pool home in the heart of Merritt Island! Designed with flexibility in mind, this home offers an ideal layout for large or multi-generational families, providing TWO generous living spaces giving room for everyone to spread out. Step outside to your private backyard oasis featuring an inviting pool, perfect for enjoying Florida's year-round sunshine, entertaining family and friends, or simply relaxing at home. Plenty of parking with a 2-car garage, a 2-car carport, and a generous half-moon driveway. Recent updates provide peace of mind- including refreshed & freshly painted exterior in 2026 a large A/C unit with brand new ductwork for all bedrooms (2024), a tankless water heater (2024), and the septic system replaced (2023) & serviced in 2026. Conveniently located near shopping, dining, parks, beaches, and Port Canaveral, this home combines space, comfort, and convenience in one exceptional package. Schedule your private showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
7/10
5/10
Merritt Island High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Freezer,Ice Maker,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Jack and Jill Bath,Open Floorplan,Primary Bathroom - Shower No Tub,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total interior livable area: 2,598 sqft

Property

Details

  • Parcel number: 2436150000756.00000.00
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Waterfall
  • Patio & porch: Patio,Rear Porch
  • Exterior features: Balcony,Fire Pit
  • Fencing: Full,Privacy,Wood

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$566$6,792
Property Taxes $778$9,336
Electricity $261$3,137
Total$5,139$61,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,194/yr
40% on housing$154,170/yr
45% on housing$137,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 32953$192
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32953$232
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$699,000
2023-08-25Sold$610,000
2023-05-31Contingent$629,000
2023-05-19Price change$629,000
2023-05-08Price change$649,000
2023-04-25Listed for sale$675,900
2021-07-15Sold$605,000
1997-08-22Sold$118,000

For Sale by Agent

AgentTara Renee Padrick
BrokerageKeller Williams Space Coast

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