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260 Coldstream Ave, Merritt Island, FL, 32953

3beds
2baths
1,394sqft
$310,000
$222price/sqft
$2,352/moest. monthly cost
$94,080/yrincome needed

About This Home

Here is a nice concrete block home, 3-bedroom, 2 baths with almost 1400 living square feet in a well-established neighborhood. This home has been well maintained by the sellers, a few examples are new kitchen appliances, new washing machine, new 50-gallon water heater. The metal roof, a 60-year roof, was installed in 2016. The lot is flat and has a perfect backyard for a pool; the oversize porch is already there. By the way, the porch has just been re screened with new material. The home is centrally located in Merritt Island, nearby and convenient to all amenities. This is one you don't want to miss out on.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Mila Elementary SchoolGrades PK-60.5 mi
7/10
5/10
Merritt Island High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Garage,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Kitchen Island,Split Bedrooms
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,394 sqft

Property

Details

  • Parcel number: 243626320000i.00011.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Covered,Front Porch,Porch,Rear Porch,Screened
  • Fencing: Back Yard,Chain Link,Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,840 sqft
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$251$3,012
Property Taxes $337$4,044
Electricity $197$2,366
Total$2,352$28,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,640/yr
40% on housing$70,560/yr
45% on housing$62,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 32953$195
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32953$232
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$310,000
2026-07-13Listed for sale$310,000
2021-03-24Listing removed--
2018-04-18Sold$216,500
2018-03-13Pending sale$229,000
2018-03-12Listed for sale$229,000
2017-07-12Listing removed$1,600
2017-03-08Listed for rent$1,600
2015-08-31Sold$145,000
2014-10-04Listing removed$139,900
2014-09-08Listed for sale$139,900
2003-06-16Sold$118,500

For Sale by Agent

AgentTimothy L Harber
BrokerageHarber Realty, Inc.

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