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3799 S Banana River Blvd APT 905, Cocoa Beach, FL, 32931

2beds
2baths
1,316sqft
$285,000
$217price/sqft
$1,976/moest. monthly cost
$79,040/yrincome needed

About This Home

Welcome to waterfront living in the heart of Cocoa Beach at the desirable Four Seasons Condos. This ground floor unit offers direct views of the Banana River and is just steps from the water, where you can enjoy breathtaking sunsets, dolphins, manatees, and the peaceful coastal lifestyle Florida is known for. This condo is the perfect opportunity for a buyer ready to make a space their own. While the unit could use some updating, it is priced well below comps, making it an ideal option for a primary residence, seasonal getaway, or investment opportunity with instant equity! The Four Seasons community offers fantastic amenities including two pools, a renovated clubhouse, fishing dock + boat ramp, and a 1 car detached garage. The complex has already completed its SIRS reporting, offering added confidence for buyers. HOA includes cable, internet, and water for added convenience. Located just a short walk to the Atlantic Ocean, local restaurants, shopping, and entertainment, with quick access to Route 520, Historic Cocoa Village, Port Canaveral, and Orlando International Airport. This is your chance to own an affordable piece of Cocoa Beach waterfront paradise and customize it to your style and vision.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

Construction

Condition

  • Property condition: Fixer
  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Entrance Foyer
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,316 sqft

Property

Details

  • Parcel number: 243734Ci00058.00009.05
  • Special condition: Standard

Features

  • Stories: 5
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Access,River Front
  • Waterbody name: Canal Navigational to Banana River

Lot

  • Lot size: 2,178 sqft
  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Assigned,Detached,Garage,Garage Door Opener,Guest,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$58$696
Property Taxes $280$3,360
Electricity $197$2,366
Total$1,976$23,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,748/yr
40% on housing$59,280/yr
45% on housing$52,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 32931$281
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32931$390
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Price change$285,000
2026-05-13Listed for sale$299,000
2003-03-21Sold$165,000

For Sale by Agent

AgentKayla Adamson
BrokerageReal Broker LLC

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