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3601 S BANANA RIVER BOULEVARD #A304, Cocoa Beach, FL, 32931

2beds
2baths
1,351sqft
$360,000
$266price/sqft
$2,097/moest. monthly cost
$83,880/yrincome needed

About This Home

Wake up to breathtaking panoramic views of the Banana River from this beautifully maintained third-floor waterfront condominium in the highly desirable Rock Pointe Condominium. Conveniently accessed by elevator, this spacious 1,351-square-foot residence offers the perfect blend of comfort, elegance, and the relaxed Florida coastal lifestyle. The open-concept floor plan is filled with natural light and showcases stunning water views from the main living areas and the expansive screened balcony, where you'll enjoy spectacular sunsets, peaceful river breezes, and front-row seats to dolphins, manatees, and the beauty of the Space Coast. The updated kitchen is designed for both everyday living and entertaining, featuring rich wood cabinetry, granite countertops, stainless steel appliances, an undermount sink, abundant cabinet space, and a breakfast bar that opens to the dining and living areas. Tile flooring throughout the home provides easy maintenance, while plantation shutters add timeless coastal charm. The spacious primary suite is a private retreat with direct access to the balcony, gorgeous river views, a generous walk-in closet, dual vanities, a walk-in shower, and a relaxing soaking tub. An interior laundry room offers added convenience, and the attached one-car garage provides secure parking and additional storage. Rock Pointe Condominium offers resort-style amenities including a waterfront pool, spa, sauna, fitness center, tennis courts, private dock, clubhouse, and elevator access, allowing residents to enjoy an active waterfront lifestyle in one of Cocoa Beach's most desirable communities. Hurricane shutters provide additional peace of mind. Perfectly located between the Banana River and the Atlantic Ocean, you'll be just minutes from Cocoa Beach's world-famous beaches, the iconic Cocoa Beach Pier, Ron Jon Surf Shop, Port Canaveral, waterfront restaurants, boutique shopping, breweries, golf courses, fishing, kayaking, paddleboarding, boating, and the world-renowned Kennedy Space Center, where you can experience unforgettable rocket launches. Orlando International Airport is approximately an hour away, making this an ideal primary residence, vacation home, or seasonal retreat. Whether you're watching the sunrise at the beach, spending the day on the water, or ending the evening with breathtaking sunsets from your private balcony, this exceptional waterfront residence offers the very best of Florida's Space Coast lifestyle.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 48
  • Dimensions: 6x8

Features

  • Eating Space In Kitchen,Living Room/Dining Room Combo
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,351
  • Total interior livable area: 1,351 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 108
  • Dimensions: 9x12

Living Room

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 10x15

Primary Bathroom

  • Features: Linen Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 270
  • Dimensions: 15x18

Property

Details

  • Parcel number: 24 3734CI58.91.09
  • Zoning: RM-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$73$876
Property Taxes $7$84
Electricity $197$2,366
Total$2,097$25,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,897/yr
40% on housing$62,910/yr
45% on housing$55,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 32931$281
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32931$390
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$360,000
2018-12-28Sold$258,000
2018-12-28Listed for sale$269,000
2018-12-27Pending sale$269,000
2018-12-11Price change$269,000
2018-10-17Price change$274,000
2018-06-30Listed for sale$279,000
2014-10-20Sold$190,000
2014-10-07Listed for sale$199,900
2013-12-16Sold$160,000

For Sale by Agent

AgentJasmine Vazquez
BrokerageLPT REALTY, LLC

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