255 Utopia Cir, Merritt Island, FL, 32952
About This Home
Boat dock, pool, 1 acre and a South Tropical Trail address. This Egret's Cove property is giving island dream home in all the right ways. Designed for the buyer who wants space, style and a lifestyle that feels anything but basic, it offers private marina access with a deeded deep water boat slip on the Indian River, a sparkling pool for weekends at home, a shaded lanai for breezy evenings and a tropical backyard with room to breathe. Inside, a large gourmet kitchen anchors generous living spaces, while the huge family room with wet bar and fireplace is made for game day, holiday gatherings or a quiet night in style. Recent updates include a 2021 roof, upstairs hurricane rated windows, flooring, pool surface, paver deck, exterior paint, newer ACs, water heaters, EV charging and more. Close to the Space Center, Melbourne, Viera, beaches, shopping, schools and I-95, this is island living with convenience, comfort and a little bragging rights built in.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Tile
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Traditional,Mid-Century Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Gas Range,Ice Maker,Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Nook,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Other
- Flooring: Tile,Wood
- Fireplace features: Wood Burning,Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Multi Units
Interior Area
- Total interior livable area: 3,783 sqft
Property
Details
- Parcel number: 263706040000b.00005.00
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered,Patio,Porch,Screened
- Exterior features: Balcony,Boat Slip,Dock,Outdoor Shower,Boat Ramp - Private,Impact Windows,Storm Shutters
- Has spa: Yes
- Spa features: Above Ground,In Ground
- Fencing: Fenced,Wrought Iron
- Has view: Yes
- View description: Pool
Lot
- Lot size: 1 Acres
- Features: Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,182 | $62,184 |
| Home Insurance * | $1,206 | $14,472 |
| Property Taxes | $1,067 | $12,804 |
| Electricity | $380 | $4,568 |
| Total | $7,835 | $94,020 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $1,025,000 |
| 2026-07-03 | Listed for sale | $1,125,000 |
| 2022-06-15 | Sold | $965,000 |
| 2022-04-28 | Contingent | $949,900 |
| 2022-04-28 | Listed for sale | $949,900 |
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