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9650 S Tropical Trl, Merritt Island, FL, 32952

4beds
2baths
2,226sqft
$1,549,000
$696price/sqft
$11,488/moest. monthly cost
$459,520/yrincome needed

About This Home

A truly exceptional offering along the legendary South Tropical Trail, this riverfront estate site commands attention from the moment you arrive. With a remarkable 180 feet of prime Intracoastal frontage and some of the deepest water anywhere along the Space Coast, this is a setting reserved for those who expect nothing less than extraordinary. An oversized private dock accommodates even the most impressive yachts with ease, making this a true waterfront sanctuary. Spanning nearly a full acre and zoned for estate use, this double-wide homesite offers endless possibilities. Whether you choose to reimagine the existing residence or design and build a custom showpiece, the setting provides the perfect canvas. Towering, majestic oak trees frame the property, adding character, shade, and a timeless sense of place. Positioned to capture breathtaking sunset views across the Indian River each evening, the lifestyle here is as remarkable as the location itself. Tucked within an exclusive and sought-after corridor, yet just one hour from Orlando, this property delivers both privacy and convenience. A rare opportunity to create or transform a legacy waterfront estate in one of the Space Coast's most prestigious settings.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Delaura Middle SchoolGrades 7-81.8 mi
8/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1962

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Pantry,Primary Bathroom - Shower No Tub
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,226 sqft

Property

Details

  • Parcel number: 263733Dw00000.00012.01
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Porch,Screened,Side Porch
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Pool,River,Intracoastal
  • Has water view: Yes
  • Water view: River,Intracoastal
  • On waterfront: Yes
  • Waterfront features: River Front,Intracoastal
  • Waterbody name: Indian River

Lot

  • Lot size: 0.92 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$1,822$21,864
Property Taxes $1,610$19,320
Electricity $224$2,688
Total$11,488$137,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,874/yr
40% on housing$344,640/yr
45% on housing$306,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$696This listing

vs Other Active Listings

Avg $/sqft

ZIP 32952$309
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32952$257
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$1,549,000
2026-04-02Sold$1,100,000
2026-02-26Pending sale$1,290,000
2026-02-16Listed for sale$1,290,000

For Sale by Agent

AgentScott M Bouchard
BrokerageOne Sotheby's International

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