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415 School Rd APT 70, Indian Harbour Beach, FL, 32937

1beds
1baths
833sqft
$204,900
$246price/sqft
$1,696/moest. monthly cost
$67,840/yrincome needed

About This Home

MOTIVATED SELLER! Enjoy beachside living in this well maintained 1 bedroom 1 bathroom condo located on the 2nd floor of a desirable, quiet 55+ community. Just under a mile from the beach, you'll love starting your day with a cup of coffee on the screened porch balcony, where the sound of the ocean provides the perfect backdrop. When the weather turns, the windows can be closed so you can enjoy the space year-round. This home is located just across from the community pool, a perfect space to enjoy the Florida sunshine, you can also entertain friends and family with the on site shuffleboard courts and barbecue area. This condo offers the convenience of an in-unit stacked washer and dryer and lots of storage, along with access to a community laundry facility featuring full-size washers and dryers for added flexibility. Recent updates include fresh paint in the living area, newly replaced patio screens, a 2024 A/C system, and a 2019 water heater. The HOA provides excellent value by covering exterior maintenance, building insurance, water, sewer, trash, and grounds upkeep. Owners must hold the property for one year before renting, after which leases are permitted with a minimum term of three months.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Primary Bathroom - Tub with Shower
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 833 sqft

Property

Details

  • Parcel number: 2737120000526.50000.00
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft
  • Features: Dead End Street

Parking

  • Parking features: Assigned,Guest,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$271$3,252
Property Taxes $192$2,304
Electricity $197$2,366
Total$1,696$20,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,148/yr
40% on housing$50,880/yr
45% on housing$45,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 32937$268
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32937$310
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$204,900
2026-06-12Listed for sale$210,000
2026-05-06Listing removed$209,500
2026-03-26Price change$209,500
2026-02-07Price change$210,000
2026-01-05Listed for sale$215,000
2025-11-05Listing removed$215,000
2025-08-06Listed for sale$215,000
2023-05-19Sold$220,000
2023-04-20Contingent$220,000
2023-04-15Listed for sale$220,000
2015-10-16Sold$68,000
2015-08-29Pending sale$69,990
2014-06-12Sold$64,000
2014-02-14Listed for sale$69,900
2012-02-23Sold$37,000
2012-02-02Price change$39,749
2012-01-17Price change$49,900
2011-12-21Listed for sale$59,900
1998-10-05Sold$50,000

For Sale by Agent

AgentAlexis C Peri
BrokerageBlue Marlin Real Estate

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