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971 Gannet Ave NW, Palm Bay, FL, 32907

3beds
2baths
1,244sqft
$265,000
$213price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Move-in ready Palm Bay home with a brand new kitchen set to be completed prior to closing, giving the future owner the benefit of a freshly updated space without the time or cost of renovation. Inside, the home offers a bright and functional layout with comfortable living areas designed for both everyday living and entertaining. Generously sized bedrooms provide flexibility for family, guests, or a home office, while the primary suite offers a relaxing private retreat. The kitchen renovation will deliver a refreshed, modern space ready for cooking, gathering, and hosting. Step outside to a spacious backyard with plenty of room for outdoor entertaining, pets, or future customization. The property also includes a garage and additional driveway parking. Conveniently located near shopping, dining, schools, and major roadways, this home presents a great opportunity for buyers seeking value and updates in one of Palm Bay's growing residential areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
5/10
Central Middle SchoolGrades 7-84.9 mi
3/10
Heritage High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,244 sqft

Property

Details

  • Parcel number: 283628Ko02338.00018.00
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$223$2,676
Property Taxes $380$4,560
Electricity $197$2,366
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32907$155
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32907$187
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$259,900
2015-05-28Sold$77,500
2015-01-30Listing removed$82,500
2015-01-17Listed for sale$82,500
2014-04-15Listing removed$950
2014-03-26Listed for rent$950

For Sale by Agent

AgentTraveus Damun Williams
BrokerageTrulux Realty LLC

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