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410 Fernandina St NW, Palm Bay, FL, 32907

2beds
2baths
901sqft
$247,499
$275price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

New Owner Wanted! Updated 2 Bedroom 2 bathroom home in NW Palm Bay with City Water and City Sewer Available NOW! Oversized Corner Lot with plenty of room to park your toys (Boat/RV/Quad)! 1 Car Garage! New Water Heater!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Central Middle SchoolGrades 7-83.6 mi
4/10
Heritage High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 901 sqft

Property

Details

  • Parcel number: 283636Ex00609.00013.00
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,251$15,012
Home Insurance *$208$2,496
Property Taxes $381$4,572
Electricity $197$2,366
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 32907$155
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32907$187
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for rent$1,800
2025-07-03Listing removed$247,499
2024-12-23Listed for sale$247,499
2024-10-22Listing removed$247,499
2024-07-09Price change$247,499
2024-05-30Price change$249,999
2024-04-28Price change$254,777
2024-04-04Listed for sale$259,777
2023-07-28Listing removed--
2023-07-11Price change$1,750
2023-06-30Price change$1,850
2023-06-28Listed for rent$2,000
2022-11-15Listing removed--
2022-09-16Listed for sale$235,000
2020-09-29Sold$40,000
2016-04-06Listing removed$900
2016-02-03Listed for rent$900
2013-06-06Listing removed$650
2013-05-24Price change$650
2012-09-21Listing removed$625
2012-09-20Listed for sale$625
2012-09-18Listed for rent$600

For Sale by Agent

AgentSean H Hartley
BrokerageDalton Wade Inc.

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