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3225 Kirkland Rd NE, Palm Bay, FL, 32905

2beds
2baths
1,195sqft
$227,000
$190price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

This 2 bedroom 2 bathroom home with a bonus loft sets you right on the Indian River, with great views from your living room, bedroom & screened in back porch. If that's not enough, go splash around in the community pool which is right on the water's edge and which gives you pier access/usage. If you want more of the beach feel with sand between your toes, just a few steps from your front door puts you at Castaways Point Park. This is a true everyday home that still gives you vacation feels and opportunities any day of the week. This well taken care of home is equipped with accordion hurricane shutters on the outside, plantation shutters instead of generic blinds on the inside, and brand-new carpet in the 2 bedrooms that has never been lived on. The kitchen is large and updated with quartz countertop, and even the skylight has plantation shutters so you can control the amount of light you want to let in. Turn the loft into whatever room best fits your family.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
2/10
2/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),His and Hers Closets,Primary Bathroom - Shower No Tub,Vaulted Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,195 sqft

Property

Details

  • Parcel number: 2837242500003.00001.25
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Balcony,Dock,Storm Shutters
  • Has view: Yes
  • View description: Water,Intracoastal
  • Has water view: Yes
  • Water view: Water,Intracoastal
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Ocean Access,Intracoastal
  • Waterbody name: Indian River

Lot

  • Lot size: 3,049 sqft
  • Features: Dead End Street

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$313$3,756
Property Taxes $268$3,216
Electricity $197$2,366
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 32905$166
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32905$189
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$227,000
2018-05-30Sold$128,500

For Sale by Agent

AgentKirsten Palmer
BrokerageWaterman Real Estate, Inc.

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