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401 3rd Ave, Melbourne Beach, FL, 32951

3beds
2baths
1,683sqft
$645,000
$383price/sqft
$5,103/moest. monthly cost
$204,120/yrincome needed

About This Home

Welcome home to your beachside oasis in the heart of the highly desired Melbourne Beach... Once you pull up to this oversized, fenced in corner lot, you will step into a cozy three bedroom/ two bathroom pool home and not want to leave! This charming home features an open concept and split bedroom design with great flow for everyday living. A lovely pool is waiting for you to jump in and while you are in the backyard, grab a mango from the mature mango tree and make a mango margarita! With a little love, this is a great backyard for entertaining friends and family. There is also plenty of room to park a boat or RV with separate side entrance. Peacefully nestled between the river and the ocean, you can watch a sunrise or a sunset everyday. This beachside gem is conveniently walkable to shopping ,restaurants, local business's and endless activities in the park. This home is ready for you to make it you own!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
Gemini Elementary SchoolGrades PK-60.8 mi
6/10

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Freezer,Microwave,Washer
  • Laundry features: Electric Dryer Hookup,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,683 sqft

Property

Details

  • Parcel number: 283807Fy00019.00011.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Storm Shutters
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot,Many Trees,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$1,001$12,012
Property Taxes $644$7,728
Electricity $197$2,366
Total$5,103$61,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,960/yr
40% on housing$153,090/yr
45% on housing$136,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 32951$440
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32951$332
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$645,000

For Sale by Agent

AgentMara Anne Hixon
BrokerageCompass Florida LLC

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