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7850 S Highway A1a, Melbourne Beach, FL, 32951

2beds
1baths
748sqft
$475,000
$635price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

Experience true Florida living in this charming, fully remodeled beach cottage in Melbourne Beach. This coastal retreat captures the relaxed, Old Florida vibe while offering modern updates, all within walking distance to both the Atlantic Ocean and the Indian River. Set on a corner lot, in a unique location, this property includes private community beach access as well as access to a private riverfront park featuring a dock and kayak storage. Spend your days kayaking along the river, fishing on the dock, relaxing on the sand, and enjoying breathtaking sunrises and sunsets, all just moments from your front door. Fully furnished and move-in ready, this home invites you to slow down and enjoy every moment. Start your mornings on the welcoming front porch with ocean breezes, spend your afternoons soaking up the sun on the beach or your private sun deck, and unwind in the evenings in the hot tub. Additional features include a detached one-car garage, outdoor shower area, and no cast iron plumbing, offering both convenience and peace of mind. Whether you're searching for a serene winter escape, a high-demand rental property, or your own personal beachside haven, this cottage delivers the perfect blend of charm, location, and effortless Florida living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
Gemini Elementary SchoolGrades PK-610.7 mi
6/10
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 748 sqft

Property

Details

  • Parcel number: 2938360200000.00001.00
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$737$8,844
Property Taxes $530$6,360
Electricity $197$2,366
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$635This listing

vs Other Active Listings

Avg $/sqft

ZIP 32951$442
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32951$332
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$475,000
2026-05-01Contingent$475,000
2026-03-17Listed for sale$475,000
2023-10-30Listing removed--
2023-10-02Listed for rent$4,000
2019-06-24Sold$268,000
2019-05-20Pending sale$269,900
2019-05-08Listed for sale$269,900
2010-08-27Listing removed$165,000
2010-06-18Listed for sale$165,000
2010-03-11Sold$165,000
2010-01-29Pending sale$174,900
2009-12-26Listed for sale$174,900
1996-09-18Sold$72,500

For Sale by Agent

AgentTamara Crisafulli
BrokerageDenovo Realty

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