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20816 SE Ray Avenue, Blountstown, FL, 32424

3beds
1baths
1,237sqft
$39,000
$32price/sqft
$471/moest. monthly cost
$18,840/yrincome needed

About This Home

HANDY MAN SPECIAL ,BLOCK HOUSE BIG YARD IN GOOD AREA ,CLOSE TO SCHOOLS ,HOSPITAL AND SHOPPING 55 MINUTES TO BEACH

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
6/10
Blountstown High SchoolGrades PK,6-122.1 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Living/Dining Room,Other
  • Window features: Other
  • Flooring: Other,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,309
  • Total interior livable area: 1,237 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10 X 15

Living Room

  • Level: First
  • Area: 704
  • Dimensions: 22 X 32

Master Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 331n08050000031600
  • Zoning: SINGLE FAMILY
  • Special condition: Standard,Listed As-Is
  • Other equipment: None,Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 10,062 sqft
  • Features: Interior Lot,None

Parking

  • Total spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Calhoun County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $197$2,364
Home Insurance *$12$144
Property Taxes $65$780
Electricity $197$2,366
Total$471$5,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,148/yr
40% on housing$14,130/yr
45% on housing$12,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 32424$86
Calhoun County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 32424
Calhoun County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$39,000
2024-10-29Sold$18,700

For Sale by Agent

AgentHubert Albisa
BrokerageBeach Realty of Florida

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