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23420 STEEPLE AVENUE, Punta Gorda, FL, 33980

2beds
2baths
1,042sqft
$279,000
$268price/sqft
$2,144/moest. monthly cost
$85,760/yrincome needed

About This Home

Welcome to 23420 Steeple Avenue in Port Charlotte! Nestled on a quiet dead-end street in an area of newer homes, this well-maintained 2-bedroom, 2-bath residence offers privacy, comfort, and convenience. Recent updates include a new roof, fresh exterior paint, luxury vinyl plank flooring in the bedrooms, and a beautifully screened and tiled covered lanai—perfect for enjoying Florida’s year-round sunshine. Inside, you’ll find a bright and inviting living and dining area with sliding glass doors leading to the lanai, creating an ideal space for entertaining. The spacious primary suite features a walk-in closet and private en-suite bath, while the guest bedroom offers ample storage with a double closet. The kitchen boasts warm wood cabinetry, neutral finishes, and plenty of workspace. Need a two-car garage with EXTRA SIDE PARKING for a BOAT, RV, or additional vehicles, and a storage shed in the backyard? Got it! Not to mention, this home is conveniently located near shopping, dining, medical facilities, and with easy access to I-75 and US-41, this home combines peaceful living with everyday convenience. Don’t miss your opportunity to make this charming Port Charlotte property your own!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
5/10
Charlotte High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Garage

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 63
  • Dimensions: 9x7

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Humidity Control

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 1,042 sqft

Kitchen

  • Features: Pantry,Shower No Tub,Single Vanity
  • Level: First
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 300
  • Dimensions: 20x15

Primary Bathroom

  • Features: Built-In Shower Bench,En Suite Bathroom,Shower No Tub,Single Vanity
  • Level: First
  • Area: 48
  • Dimensions: 6x8

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 402213431009
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Rear Porch,Screened
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 10,000 sqft
  • Features: Cleared
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Boat,Driveway,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$164$1,968
Property Taxes $373$4,476
Electricity $197$2,366
Total$2,144$25,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,508/yr
40% on housing$64,320/yr
45% on housing$57,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 33980$132
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33980$185
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$279,000
2024-06-06Sold$268,000
2024-05-07Pending sale$267,500
2024-04-17Price change$267,500
2024-03-15Listed for sale$274,900
2006-07-31Sold$157,000
1995-10-02Sold$65,000

For Sale by Agent

AgentMelody Wilson
BrokerageEXIT KING REALTY

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