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885 FAIRFAX TERRACE NW, Port Charlotte, FL, 33948

2beds
2baths
1,115sqft
$273,000
$245price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

Welcome to this 2 bedroom, 2-bath Pool home with no flood insurance required! This house is located in a quiet neighbourhood featuring a new roof, new hurricane proof front and garage doors, new pool cage, new luxury vinyl plank flooring, and outdoor shower. You'll appreciate the bright, open living and dining areas highlighted by elegant Zebra Filtering Blinds and plantation shutters. The kitchen offers new appliances and a convenient pass-through window to the spacious Florida room, creating an ideal space for entertaining. Energy efficient with electric bills average $100.00 a month. No association so you can bring you Rv or boat. The primary suite features a custom walk in closet, an updated en-suite bathroom with a walk-in shower. The expansive enclosed Florida room overlooks the backyard and pool area and offers versatile flex space. Laundry located in the attached 1 car garage. This home is centrally located between 2 major airports Sarasota/Bradenton International and Southwest International Airports. Punta Gorda Airport is convenient. Home is close to all types of shopping and main routes. Punta Gorda Fisherman's Wharf is minutes away plus the southwest coastal beaches 30 minutes away. Wellen Park and the Braves stadium are nearby.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
Murdock Middle SchoolGrades 6-82.4 mi
2/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Porcelain Tile

Florida Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,115 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 402217432002
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 9,999 sqft
  • Features: Oversized Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,380$16,560
Home Insurance *$322$3,864
Property Taxes $363$4,356
Electricity $197$2,366
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 33948$178
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33948$176
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for rent$3,300
2026-06-16Listed for sale$273,000
2024-07-12Listing removed$205,000
2023-08-21Listing removed--
2023-08-19Listed for sale$339,000
2021-07-09Sold$215,000
2021-06-06Pending sale$205,000
2021-06-04Listed for sale$205,000
2011-10-03Sold$56,000
2011-07-30Price change$56,000
2011-02-16Price change$75,000
2010-09-26Listed for sale$83,000
2006-08-08Sold$185,000

For Sale by Agent

AgentJan Hlywa, LLC
BrokerageCOLDWELL BANKER REALTY

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