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22147 Catherine Ave, Pt Charlotte, FL, 33952

2beds
1baths
861sqft
$181,000
$210price/sqft
$1,557/moest. monthly cost
$62,280/yrincome needed

About This Home

This adorable & cozy 2-bedroom home is perfectly located just minutes from I-75, shopping, hospitals, and top-rated schools! The soft green exterior, awning windows, and palm trees give it the perfect Florida charm. Inside, you'll find a bright & spacious living room with sliding glass doors leading to a screened lanai with vinyl windows—perfect for year-round enjoyment! The galley kitchen features white cabinetry, a breakfast bar, and a stylish backsplash. A separate dining area, vintage-style bathroom, and two comfortable bedrooms (one with a walk-in closet, the other with a built-in desk) complete the home. To mention a new roof and not in a Flood zone. Additional features include a laundry room, extra storage space, and a covered carport. Ideally situated near Sunseeker Resort, Punta Gorda Airport, and Southwest Florida's stunning beaches!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
5/10
Charlotte High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Family/Dining Room,Living/Dining Room,None,Other,None
  • Window features: Single Hung
  • Flooring: Carpet,Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,237
  • Total interior livable area: 861 sqft

Property

Details

  • Parcel number: 402214303004
  • Lease amount: 0

Features

  • Stories: 1
  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 72 x 110 x 72 x 110

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $915$10,980
Home Insurance *$120$1,440
Property Taxes $325$3,900
Electricity $197$2,366
Total$1,557$18,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,382/yr
40% on housing$46,710/yr
45% on housing$41,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$149
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$181,000
2026-05-18Listed for sale$184,000
2026-04-11Listing removed$186,000
2025-11-17Price change$186,000
2025-09-11Listed for sale$192,200
2025-07-26Listing removed$196,400
2025-07-21Price change$196,400
2025-07-01Price change$198,400
2025-06-17Price change$199,000
2025-05-24Price change$205,000
2025-05-08Listed for sale$209,500
2025-05-01Listing removed$219,200
2025-03-26Price change$214,500
2025-03-07Price change$219,200
2025-02-17Price change$224,000
2025-02-09Listed for sale$229,000
2022-04-27Sold$194,800
2022-03-22Pending sale$182,000
2022-03-16Listed for sale$182,000
2019-10-16Sold$120,000
2019-09-11Pending sale$120,000
2019-09-10Listed for sale$120,000
2019-09-01Pending sale$120,000
2019-08-29Listed for sale$120,000
2003-04-18Sold$59,000

For Sale by Agent

AgentMarizela Diaz
BrokerageSouthern Heritage Real Estate

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