See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4437 Wynkoop Cir, Pt Charlotte, FL, 33948

2beds
2baths
1,489sqft
$249,000
$167price/sqft
$2,242/moest. monthly cost
$89,680/yrincome needed

About This Home

Some photos are virtually staged. 4437 Wynkoop could be the Florida home you’ve been waiting for! This is an inviting 2-bedroom, 2-bath residence with 1,489 sq ft and plenty of room to live, work, and relax. The flexible floorplan features a living room, family room, dining room, and dinette! It'sideal for entertaining, spreading out, or enjoying everyday life comfortably. Recent upgrades add peace of mind: New Roof (2023), New A/C (2022), New Hot Water Heater (2025), and a New Garage Door Opener (2026). Public water and sewer are already in place. The kitchen opens to the family room and dining area, creating an easy, connected space for cooking and conversation. Spacious rooms throughout enhance the airy feel, and the oversized lot offers room to store a boat—perfect for taking advantage of the nearby waterways. This home is being sold furnished, making your move even easier. Conveniently located near a boat launch, shopping, medical facilities, restaurants, and downtown Punta Gorda—everything you love about the area is just minutes away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Murdock Middle SchoolGrades 6-83.2 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Inside

Bedroom

  • Dimensions: 11.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 11.00 x 9.00

Features

  • Dual Sinks,High Ceilings,Living/Dining Room,Main Level Primary,Window Treatments,Split Bedrooms
  • Window features: Other,Window Coverings
  • Flooring: Carpet,Tile

Great Room

  • Dimensions: 19.00 x 15.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 1,489 sqft

Kitchen

  • Dimensions: 16.00 x 9.00

Living Room

  • Dimensions: 22.00 x 11.00

Master Bedroom

  • Dimensions: 11.00 x 16.00

Property

Details

  • Parcel number: 402229306010
  • Lease amount: 0

Features

  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 0.35 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 173 x 125 x 130 x 50

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$294$3,528
Property Taxes $492$5,904
Electricity $197$2,366
Total$2,242$26,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,868/yr
40% on housing$67,260/yr
45% on housing$59,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 33948$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33948$176
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$239,000
2026-05-03Price change$249,000
2026-04-22Price change$255,000
2026-02-28Listed for sale$259,000
1996-01-19Sold$79,000

For Sale by Agent

AgentDebra Myers
BrokerageExit Compass Realty

Similar Homes