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4338 Shappell St, Pt Charlotte, FL, 33948

2beds
1baths
978sqft
$224,900
$230price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

FULLY PAID SOLAR PANELS, AVG. MONTHLY ELECTRIC BILL $25.00!!! FLOOD INSURANCE TRANSFERALBLE!!! NO FLOODING IN THE 7 YEARS HE HAS OWNED THE HOME!!! MASTER CLOSET EASILY CONVERTABLE TO 2ND BATHROOM, THE PLUMBING IS STILL IN THE WALL. Make sure to see this 2-Bedroom Home with Modern Updates and Energy-Efficient Features. Nestled in a community of Port Charlotte which offers quick access to fishing, boat ramps, beaches, parks, golfing, shopping and dining. This 2-bedroom, 1-bathroom home offers a blend of comfort, style, and sustainability. With its updated features, energy-efficient upgrades, and large fenced backyard, this property presents an ideal opportunity for those seeking a low-maintenance and eco-friendly lifestyle. The open-concept floor plan creates a welcoming atmosphere, perfect for entertaining guests or relaxing with family. The home features luxury vinyl flooring, an updated kitchen with granite countertops, stainless-steel appliances, and ample cabinet space. An extension of the kitchen provides additional storage space for pantry staples and household items, ensuring a clutter-free living environment. The home is equipped with a newer metal roof (2020), newer AC and heating units (2022), and a tankless water heater (2020), resulting in lower energy bills and environmental friendliness. A portable generator connection to the house panel offers peace of mind during power outages. A large screened-in lanai at the front of the house provides a relaxing space to enjoy the natural beauty of Florida, with views of the surrounding flora. This large lot offers plenty of room for outdoor activities, gardening, or even adding a pool. A 12x22 storage/work shed with metal roof provides ample space for tools, equipment, or hobbies. A perfect place to enjoy the Florida Lifestyle, don't miss out on this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Murdock Middle SchoolGrades 6-82.9 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Living/Dining Room,None,Split Bedrooms,Screened Porch
  • Window features: Other
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,515
  • Total interior livable area: 978 sqft

Property

Details

  • Parcel number: 402230429004
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Storage,Shutters Manual
  • Waterfront features: None

Lot

  • Lot size: 10,001 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$265$3,180
Property Taxes $177$2,124
Electricity $197$2,366
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 33948$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33948$176
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$223,800
2026-02-07Price change$223,900
2026-01-07Price change$224,900
2025-11-23Listed for sale$229,900
2025-06-10Listing removed$229,900
2025-04-16Price change$229,900
2025-03-14Price change$234,800
2025-02-13Price change$234,900
2025-02-01Listed for sale$249,900
2018-05-17Sold$139,000
2018-04-05Pending sale$139,000
2018-03-29Listed for sale$139,000
2011-10-12Sold$35,100
2011-08-28Listed for sale$35,000
2011-03-16Listing removed$48,000
2011-02-26Listed for sale$48,000
2010-11-06Pending sale$48,000
2010-10-14Listed for sale$48,000
2010-09-20Sold$31,900
2004-10-18Sold$125,500
2002-12-10Sold$78,000
2000-12-05Sold$49,100
1998-03-31Sold$53,500

For Sale by Agent

AgentDaniel Samano
BrokerageEXIT Gulf Coast Realty

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